Your bank's
been lying
to you.
Lucent syncs every account, pulls the one-off splurges out, and shows you what you actually spend. One honest picture — for both of you.
100% free while we're in early access · read-only bank access · no card, no spreadsheet, no lectures.
Your budget isn't broken.
You were seeing it wrong.
A holiday in June makes it look like you blew the month. You didn't. Lucent pulls one-off purchases and long-term goals out of your monthly number — so what's left is the truth about how you actually live.
The other $1,300? A flight and a new laptop. Not your life. Pull the one-offs and the goals out, and your monthly number finally tells the truth — usually better than you feared.
Powerful enough for the money nerd.
Calm enough for the other one.
Everything, synced
Connect every bank, card, wallet and crypto holding. It updates itself, in every currency. You enter nothing.
The Real Number
Goal & one-off isolation pulls the big stuff out, so your monthly number reflects real, recurring life.
Both of you
One shared household. Shared and private accounts, equal partners. The money talk, without the talk.
Auto-sorted, your call
AI categorises every transaction the second it lands. You confirm in the Breaking Down queue — speed without blind trust.
Actual profit
Income minus costs minus living equals what's really left. Built for side-hustles and two-income homes.
Net worth, live
Every account, asset and currency in one number that's always current. Watch it climb (or don't, your call).
Both of you.
One screen. Finally.
Every other app is one person with sharing bolted on. Lucent is a household from day one.
- Shared & private accounts. See the household together; keep your own stuff your own.
- Equal partners. No "primary user." Two admins, same numbers, in real time.
- Private for 30 days. Planning a surprise? Hide a transaction from your partner — temporarily.
- Free for the whole household. Every feature, both partners — no per-seat upcharge, no paywall.
Three steps. Then the lights are on.
Connect everything
Link your banks, cards and wallets in about a minute. Read-only, encrypted, both partners welcome.
We pull out the noise
AI categorises every transaction; one-offs and goals get isolated automatically. You just confirm.
See the truth
Your real monthly number, your actual profit, your live net worth — and a partner looking at the same screen.
You came for the catch.
There isn't one.
Every feature, both of you, $0 — Lucent is completely free while we're in early access. No tiers, no trial timer, no "upgrade to see your real number." friedapps built this to run our own households, so we opened the whole thing up.
- Unlimited connected accounts
- Full transaction history
- Shared household + partner
- The Real Number
- Goal & one-off isolation
- Profit model & live net worth
- AI auto-categorisation
- Every bank, card, wallet & crypto
Free for everyone while we're in early access. If we ever add paid plans, early users hear it first — and we'll never charge a card we never asked you for.
We want your trust, not your data.
Connecting your bank to an app is a big ask. So: read-only access (we can look, never touch), bank-level encryption, and you can delete everything in two taps. friedapps built Lucent to run our own households — so it's free, with no ads and nothing to sell. Your data was never the product.
Turn the lights on.
Stop budgeting in the dark. See your real number — both of you — tonight.
Start free →